This pattern of practice led to Disparate Treatment on a prohibited basis; which in this example was Race. On the other hand, Disparate Impact occurs when a policy or practice is applied equally to all applicants but has a disproportionate, adverse impact on applicants from a protected group.
Recent HUD Actions Regarding Disparate Impact . By: Michael W. Skojec, Esq. and Michael P. Cianfichi, Esq. , Ballard Spahr LLP. Executive Summary . This White Paper analyzes several important recent developments in Department of Housing and Urban Development (HUD) rulemaking and issuance of guidance based
CFPB Director Cordray talks HMDA exemptions and more · The CFPB has issued at least six settlements so far in 2018, including three in June and two in July. While this is an indication that the CFPB under Acting Director Mulvaney is still utilizing its enforcement powers, these actions most likely stem from investigations started under former Director Cordray.
Opportunities to make an impact. industry, leading to better health outcomes for Arizonans and a diversified state economy. Jack Jewett is president and CEO of the Flinn Foundation. (Photo: handout.
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The Dallas housing credit case is the third time in the last three years the Supreme Court has agreed to hear the question of whether disparate impact liability is cognizable under the FHA. The. Statement By A.G. Schneiderman Urging U.S. Supreme Court To Uphold Disparate Impact Claims Under federal fair housing Act. The Attorney General’s brief is available here.
Mel Watt nomination means ‘status quo’ for the mortgage industry Reporting on the US presidential race from Florida, Annabel Crabb observes that Barack Obama and Mitt Romney are haunted by their former selves. There’s something naggingly disjointed about this.
Matt Lieberman, an 18-year veteran of. we want to show that we support all types of inclusiveness. We also make the conversation real for our teams to make sure that people feel comfortable talking.
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Now, with Carson as the leader of HUD, Trump’s Treasury Department is calling for HUD to "reconsider" its use of the disparate impact rule. The section of the report in question focuses on HUD’s potential application of the disparate impact rule to the insurance industry, specifically homeowners’ insurance.
Among other things, the initial report calls into question the statistical methods the CFPB used to allege racial discrimination in the auto lending industry. In addition, the report challenges the CFPB’s reliance on the legal theory known as "disparate impact" to take action against auto lending companies for alleged discriminatory.
Further, the Bureau also announced in the Bulletin its intent to use a disparate treatment or disparate impact theory to hold an indirect auto lender liable for allowing prohibited pricing differences created by a dealer’s conduct. The resolution’s passage marks the likely end of the Bulletin’s checkered history.