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But not in Texas. There, cash-outs and home-equity loans cannot total more than 80 percent of a home’s appraised value. There’s a 12-day cooling-off period after an application, during which the.
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To qualify, homes must meet the following requirements: The home must be the Veteran or Military Member’s primary residence in Texas. The home must be a single family attached or detached home, townhome or condominium. Duplexes or other multi-family units must have been constructed at least five years prior to the closing date of the loan.
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The case goes back to an amendment made to the Texas constitution in 1998, which instituted exceptions for certain home equity loans and reverse mortgages. The amendment didn’t have any provisions.
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